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Stephen

Debt amount: 
$23000
Period debt occurred: 
December 2011 to December 2015
Has your case been referred to a collection agency?: 
Yes
Payment Type: 
Youth Allowance
Appealing Debt?: 
Yes in process
Tell us about your debt and how has this affected you? e.g. anxiety levels, financial and accommodation stress: 

The first I heard of my debt was from a debt collector. When I spoke to Centrelink they accused me of not responding to letters of notification, letters I never received. They said I had not received them because I had not updated my address (years after stopping payments). over the past few years I have contacted Centrelink countless times to dispute this debt and never once have they called or sent me a letter. I later found out they have no records of a single letter or phone call to myself, and infact my address was correct the entire time. I have submitted numerous complaints online, and when I follow them up they have no record of them. I have sent my supporting documents via the mail 3 times and I have submitted them to their office by hand. Not one copy has been received by them, or so they say. No matter what method of communication I make l, nothing ever sticks, or arrives or elicited a response. I have threatened legal action and submitted complaints to the ombudsman. I have been promised by Centrelink staff that they will call and follow up but I'm still yet to hear from them once. This whole debacle has caused me significant stress, I have a chronic health condition which is exacerbated by stress. I am a registered nurse working in the public system and I have recently taken a break from working and from studying my master's to focus on my health. Even now, hearing about the robodebts, or spending hours on the phone trying to get Centrelink to do something, I get extremely anxious. They have taken my tax return twice, with no notification and no justification. They have provided no proof as to why I have a debt and I am sure I reported correctly for the period I studied. I have lodged appeals and I never hear anything. I feel powerless and out of options, like a prisoner.

How do you feel about the way the Government has handled this process?: 

I'm furious. The system that is built to help the vulnerable is now treating them like criminals. Anyone who gets welfare to get ahead in life to further their career and contribute to society will later be treated like a petty criminal. It is extortion to take money from people with no proof, communication or explanation. How about the government takes money from big companies which do not pay any tax for years? Instead they will take from the poorest portion of the population, further battering them into the ground to further their gain.