I work seven days a week. I simply do not have the time to forfiet income and deal with this. I am doing this so that I actually make a high enough income to contribute to my HECS debt, which gives me a sizeable chunk of tax repayments and will likely take me 10+ years to be clear of. This has taken me from a sense of self-accomplishment and financial security and saving that I have not had for years while I was a student, and has now put me in a sense of desperation and despair, where I feel powerless.
I feel like I had to go through so many hoops to qualify for youth allowance in the first place, and was extremely diligent about accurately reporting my fortnightly income through their app during this time. That it is entirely unreasonable that I am treated like a criminal who has tried to grift the system when I would never have wanted the inconvenience of this kind of oversight and overpayment has caused.